1. Accuracy & sourcing
Guides are researched against primary sources and current published data. We avoid volatile figures (interest rates, contribution limits) unless verified at publish time; otherwise we direct readers to the primary source. Every guide displays its last-updated date.
2. Honesty requirements
Every guide must include: the trade-offs of the advice given, a "who should skip this" answer, and honest timelines (if something takes months, we say months). Income claims and "passive income" framing are banned unless evidenced.
3. AI-assisted, human-reviewed
We use AI tools for research and drafting, with human editorial review before anything publishes. We disclose this because readers deserve to know how their information is made.
4. Affiliate independence
Affiliate partnerships never decide rankings or recommendations — published math and research do. Disclosure appears on every page that contains affiliate links. We name products that pay us nothing when they're the right answer.
5. Corrections
When we get something wrong, we fix the guide and note the update. Found an error? Tell us — the About page explains how to reach us.
6. Not financial advice
OwlCent provides general education for informed decisions — not individualized financial, legal or tax advice. For personal guidance, consult a qualified professional.